Since 9th November 2016, the two high-denomination currencies of our country, the 500 and 1000 rupee notes, lost their monetary worth. When Prime Minister Modi announced about this demonetization in the Prime Time News the previous evening, it took the whole country by surprise.

This masterstroke by government to fight the financial issues of the country, like black money hoarding, terror financing, counterfeit currency, parallel economy, etc., was welcomed and praised by many people in the electronic and social media.

Although the new 2000 rupee currencies have been released and is available in banks, it might take some time for the ATMs to be re-calibrated to dispense the new currency notes. Furthermore, the government has also downsized the daily withdrawal limit across all the ATMs for time being.

Due to demonetization, more and more people have started understanding the need for utilizing digital payments. There are a lot of digital payment methods like mobile wallets, Unified Payment Interface, card payments, net banking, etc.

It might take quite some time for normalcy to return to the banks as there are so many people out there waiting every day to deposit or convert the money that they have. In such crucial situations, digital payments do come handy.

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